CPayO: Главный платёжный офицер - Роль, которой не существует (но должна!)

The Chief Payment Officer (CPayO) is a role every business must have.Critical money flows are unsafe and unpredictable due to the lack of a standardised approach.Payments and banking are in disarray. Frozen accounts, blocked transfers, unnecessary fees, delays, lost opportunities, and operational breakdowns affect every company, yet few know how to resolve them, managing funds largely on guesswork.Today, businesses rely on biased introducers, commission-driven fintech salespeople, or corporate advisors with limited payment expertise. As a result, critical money flows remain unsafe and unpredictable. What should be the backbone of business strategy is still treated as a finance side function. No standardised approach exists, and no proper education prepares professionals to handle these ever-changing challenges.This book explains why the CPayO is essential and how this role makes the difference between banking nightmares and success stories. Through real cases and practical insights, you’ll see how companies collapsed without this role — and how others thrived once they made it central to their structure.You’ll discover how the CPayO orchestrates finance, product, risk, compliance, and technology, and why this role must lead business strategy. Only an experienced CPayO can design payment and banking strategies that make cash flows safer, cheaper, and stronger.