UK пенсионный план стал простым: узнай свою пенсию, спланируй свой доход, выходи на пенсию на своих условиях: 2

You’re not alone. Most people within ten years of retirement have an annual benefit statement they’ve half-read, one or two forgotten DC pension pots they haven’t reviewed in years, and a vague plan to ‘sort it all out properly’ that never quite makes it to the top of the list. And if you have an NHS pension, a Teachers’ pension, a Local Government pension, or any other defined benefit scheme alongside a DC pot — you’ve probably found that the books you’ve tried don’t cover your actual situation. They tell you to seek professional advice. They don’t tell you what to do. Here’s what nobody tells you: the confusion you feel about your pension is not a personal failing. The NHS benefit statement is a bureaucratic document, not a planning tool. The April 2027 Inheritance Tax change on pension pots was announced with a press release, not a clear action plan. You’ve been left to navigate a genuinely complex system without a map. This book is the map. Imagine knowing exactly what your pension will pay you — the actual net monthly income from the month you stop working. Imagine a confirmed retirement date backed by a complete income projection. Imagine finishing work having already done everything: will updated, both LPAs registered, IHT exposure assessed, DC pot in drawdown at the right rate, 24-month countdown ticked off action by action. That is not a fantasy. That is what working through this book produces. Written specifically for UK employees with NHS, Teachers’, LGPS, and private sector pensions. Unlike books that treat the NHS pension as a footnote or end every section with ‘consult an adviser’, this guide gives you the foundational understanding first. Updated every spring. Whether you have 10 years until retirement or 10 months, £40,000 in your pension or £400,000, planning alone or with a partner — this book gives you the specific, honest, UK-applicable knowledge to understand your pension, confirm your retirement date, and make the decisions that are yours to make. Get your copy today and start building the retirement plan you’ve been meaning to build for years.